OT - What are you doing right now?

JohnInCarolina said:

Ozzie_Isaac said:

DoubleEgger said:

Catch and release is an unusual take on why your car insurance is expensive. 

 Crime rates (especially property crimes) impact rates.  Shop prices based on zip codes and you will see a direct impact.

So I gather the baked in assumption here is that more migrants means more crime?

or the fear that the ins companies are selling to increase their rates. never trust an ins agent

Ozzie_Isaac said:

fishlessman said:

.

Canugghead said:

Dremel'd ice scraper into paint scraper for quarter round mouldings

bought a scraper yesterday to scrape grease and grunge out of the nut side of this screw. did a similar mod to match the odd screw. will be measuring the female nut on monday to find out why the new piece doesnt fit

its a giant modified thread similar to a plastic soda bottle thread for extremely high pressure

The scale of that is hard to imagine.

imagine one flying a quarter mile and landing several feet under a parking lot when things didnt go well....

fishlessman said:

JohnInCarolina said:

Ozzie_Isaac said:

DoubleEgger said:

Catch and release is an unusual take on why your car insurance is expensive. 

 Crime rates (especially property crimes) impact rates.  Shop prices based on zip codes and you will see a direct impact.

So I gather the baked in assumption here is that more migrants means more crime?

or the fear that the ins companies are selling to increase their rates. never trust an ins agent

That’s what I’m saying, she was going on and on about used car parts, and pandemic and nationwide shortages kids are stealing Kia’s this and that and don’t be mad at renewal time she will do the best she can yada yada.

alaskanassasin said:

fishlessman said:

JohnInCarolina said:

Ozzie_Isaac said:

DoubleEgger said:

Catch and release is an unusual take on why your car insurance is expensive. 

 Crime rates (especially property crimes) impact rates.  Shop prices based on zip codes and you will see a direct impact.

So I gather the baked in assumption here is that more migrants means more crime?

or the fear that the ins companies are selling to increase their rates. never trust an ins agent

That’s what I’m saying, she was going on and on about used car parts, and pandemic and nationwide shortages kids are stealing Kia’s this and that and don’t be mad at renewal time she will do the best she can yada yada.

Ah a KIA? That part is valid Kia’s and Hyundais are some of the easiest to steal. 

Gulfcoastguy said:

JohnInCarolina said:

Ozzie_Isaac said:

DoubleEgger said:

Catch and release is an unusual take on why your car insurance is expensive. 

 Crime rates (especially property crimes) impact rates.  Shop prices based on zip codes and you will see a direct impact.

So I gather the baked in assumption here is that more migrants means more crime?

Alternative explanation?

Given the large number of studies that have been done on undocumented immigrants that indicate they're not actually more likely to commit crimes than the general population, if Arizona crime rates have in fact risen significantly over the past few years, I suspect there is an alternative or several alternatives, yes.

Sometimes things don't come down to one root cause, but rather a constellation of factors.  But we don't like that as a society, because we always want there to be someone or something to blame.  We never really seem to be all that interested in fixing our problems so much as fixing the blame.  
 

Watching it rain in Louisiana. 2.7” since this morning, another 3 projected by Saturday morning 

@JohnInCarolina nobody said anything about immigrants, wtf are you carrying on about?

I think, honestly, theres a myriad of reasons all of our premiums went up. Natural disasters/fires/personal injury lawyers etc. couple that with the inflation we’re seeing in the construction sector and the cost to rebuild is astonishing. 

Louisiana as well

JohnInCarolina said:

There were a few stories recently of entire counties (in Iowa, I think) where the companies simply won’t provide any insurance, period.  More and more are pulling out of Florida as well, for obvious reasons.  

Marshalltown, IA.  Sucks if you're already a homeowner there, too: you're not covered whatsoever if something happens, nor can you sell your home and leave as the lenders won't cover a buyer if he can't provide proof of insurance, which they now can't.  

Excited for the game tonight but I don’t know if I am ready for another season of Collinsworth. 

Botch said:

Nothing wakes a person up quite as quickly as wheeling out the lawnmower into the morning sun, and seeing a Black Widow on her web in between the handlebars... 😳  

bringing it back to the question "OT - what are you doing right now?", I guess your answer would be "scheduling the lawn care for later in the day"

zaphod said:

Botch said:

Nothing wakes a person up quite as quickly as wheeling out the lawnmower into the morning sun, and seeing a Black Widow on her web in between the handlebars... 😳  

bringing it back to the question "OT - what are you doing right now?", I guess your answer would be "scheduling the lawn care for later in the day"

Not quite.  Her web was down on the deck of the mower, where the handlebars are bolted on (I'm actually kinda surprised she actually got up on the deck, they normally have their webs attached directly to the floor and then up on a vertical surface).  Having lived in NM for 5 years and UT for 28 (14 of them crawling into Munitions Igloos) I've had a fair share of run-ins with the damn things.  It just wasn't something I was expecting to see early this morning!  She and her egg sack were lifted off with a broom and "swept" into the grass over my fence (and the broom is still out there, for a couple days).  

zaphod said:

i'd be buying a new broom. that might just be me.

Will be pricing them tomorrow; not just you.