OT - What are you doing right now?

JohnInCarolina

ColbyLang said:

fishlessman said:

Gulfcoastguy said:

Oh, the mail just came. Fracking flood insurance nearly doubled.

i thought flood ins caps out at 25 percent increase per year. thats what they were doing to me every year til i bailed on them. did they just change the zone for an increase like that

Every homeowners and flood policy in the gulf south area doubled or worse. Multiple carriers completely folded

The long term forecast for the region is not looking great in this regard, so I’m not surprised by the increases.

ColbyLang

JohnInCarolina said:

ColbyLang said:

fishlessman said:

Gulfcoastguy said:

Oh, the mail just came. Fracking flood insurance nearly doubled.

i thought flood ins caps out at 25 percent increase per year. thats what they were doing to me every year til i bailed on them. did they just change the zone for an increase like that

Every homeowners and flood policy in the gulf south area doubled or worse. Multiple carriers completely folded

The long term forecast for the region is not looking great in this regard, so I’m not surprised by the increases.

My agent told me verbatim “you got a renewal, a lot of ppl didn’t, shut up and pay it”

Ozzie_Isaac

kl8ton said:

@Ozzie_Isaac

The only trailers I've seen like that around here hold inner tubes for bringing "tubers" upriver and dropping them off.  They are just not that big.  Put that behind a school bus filled with people and the tubes in the cage.  Ya got a lot of rivers there?  I'm curious if you ever find out what it's for.  

We do have a river, Salt River, that is a big tubing destination.  Something like that would explain the relatively low weight hitch and the side boards.  If I find out, I will report back.

@Gulfcoastguy I am subsiding your flood insurance.  I pay $1200/year and I live in a desert with my house a few feet higher than the flood plain.  If I flood, there will be entire master planned communities underwater.

alaskanassasin

Ozzie_Isaac said:

alaskanassasin said:

Believe it or not @Ozzie_Isaac a lot of hay is still hand stacked lol.

That is a miserable job.  I would not want to be stacking it in the trailer!

That’s how we feel about office work!

Ozzie_Isaac

alaskanassasin said:

Ozzie_Isaac said:

alaskanassasin said:

Believe it or not @Ozzie_Isaac a lot of hay is still hand stacked lol.

That is a miserable job.  I would not want to be stacking it in the trailer!

That’s how we feel about office workers!

I agree there!  However, they should be a job between stacking 3-string bales when its 105 outside in dusty cramped quarters and being stuck inside at a desk all day.

So far, my favorite job has been operating a dozer.  Especially a nice D6N with air conditioning, a radio, and a comfortable seat.

lkapigian

22 Tritip , barley puts a dent in the Stumps Capacity… cooking for someone else who had an event , all I have to do is cook it , easy peasy 

JohnInCarolina

Ozzie_Isaac said:

alaskanassasin said:

Ozzie_Isaac said:

alaskanassasin said:

Believe it or not @Ozzie_Isaac a lot of hay is still hand stacked lol.

That is a miserable job.  I would not want to be stacking it in the trailer!

That’s how we feel about office workers!

I agree there!  However, they should be a job between stacking 3-string bales when its 105 outside in dusty cramped quarters and being stuck inside at a desk all day.

Walmart greeter?

Gulfcoastguy

Ozzie_Isaac said:

kl8ton said:

@Ozzie_Isaac

The only trailers I've seen like that around here hold inner tubes for bringing "tubers" upriver and dropping them off.  They are just not that big.  Put that behind a school bus filled with people and the tubes in the cage.  Ya got a lot of rivers there?  I'm curious if you ever find out what it's for.  

We do have a river, Salt River, that is a big tubing destination.  Something like that would explain the relatively low weight hitch and the side boards.  If I find out, I will report back.

@Gulfcoastguy I am subsiding your flood insurance.  I pay $1200/year and I live in a desert with my house a few feet higher than the flood plain.  If I flood, there will be entire master planned communities underwater.

I live 25 feet above sea level 3 miles from the water. They want $760 for a 1610 square foot , built in 1972. I paid $100,000.00 for it in 2002. I am not in the flood plain and we have plenty of drainage ditches and bayous to carry away excess storm water, something that I noticed didn’t even seem to be considered in Texas.

Gulfcoastguy

@JohnInCarolina, so speaketh North Carolina with it’s occupied barrier islands?

JohnInCarolina

Gulfcoastguy said:

@JohnInCarolina, so speaketh North Carolina with it’s occupied barrier islands?

NC isn’t in great shape on the coast either, but I don’t live anywhere close to that.  

fishlessman

Gulfcoastguy said:

Ozzie_Isaac said:

kl8ton said:

@Ozzie_Isaac

The only trailers I've seen like that around here hold inner tubes for bringing "tubers" upriver and dropping them off.  They are just not that big.  Put that behind a school bus filled with people and the tubes in the cage.  Ya got a lot of rivers there?  I'm curious if you ever find out what it's for.  

We do have a river, Salt River, that is a big tubing destination.  Something like that would explain the relatively low weight hitch and the side boards.  If I find out, I will report back.

@Gulfcoastguy I am subsiding your flood insurance.  I pay $1200/year and I live in a desert with my house a few feet higher than the flood plain.  If I flood, there will be entire master planned communities underwater.

I live 25 feet above sea level 3 miles from the water. They want $760 for a 1610 square foot , built in 1972. I paid $100,000.00 for it in 2002. I am not in the flood plain and we have plenty of drainage ditches and bayous to carry away excess storm water, something that I noticed didn’t even seem to be considered in Texas.

My camp is similar but fema determined to change my flood status from none to an 8k per year status. My policy is now nonfema thru Lloyd's now, around 800 per year. I was positioned to get hit with a three inch tall tidal wave if the one house electricity dam failed a mile upstream

alaskanassasin

Ozzie_Isaac said:

alaskanassasin said:

Ozzie_Isaac said:

alaskanassasin said:

Believe it or not @Ozzie_Isaac a lot of hay is still hand stacked lol.

That is a miserable job.  I would not want to be stacking it in the trailer!

That’s how we feel about office workers!

I agree there!  However, they should be a job between stacking 3-string bales when its 105 outside in dusty cramped quarters and being stuck inside at a desk all day.

So far, my favorite job has been operating a dozer.  Especially a nice D6N with air conditioning, a radio, and a comfortable seat.
 

In the drivers seat on the phone is a good place to be while hay is being loaded.

ColbyLang

House/land shopping. Talking with realtors. Sad day in America when sound logic gets pushed out of the way for the all mighty tax dollar. Currently live in a 100 year old neighborhood that has zero protection over zoning laws due to no HOA. Illustrious city council members have forced my hand. Time to change cities. I’ll commute to the bakery

nolaegghead

Be careful what you wish for.  9/10 times the HOA is the perceived problem.  Zero zoning laws sounds like Shangri-La after my experience, but YMMV.  Bad neighbors are one of the exceptions.  Good luck!

Ozzie_Isaac

ColbyLang said:

House/land shopping. Talking with realtors. Sad day in America when sound logic gets pushed out of the way for the all mighty tax dollar. Currently live in a 100 year old neighborhood that has zero protection over zoning laws due to no HOA. Illustrious city council members have forced my hand. Time to change cities. I’ll commute to the bakery

HOA doesn't protect from zoning laws.  Zoning laws trump HOA rules, unless the HOA is more restrictive.

fishlessman

town politics are as crazy as HOAs.  my lake association, about 30 houses on a small pond wants me to remove my broken up dock, the town cant touch it because its not on land. conservation cant remove it and if i remove it i cant replace it. so theres a broken dock out front.....til i rebuild it. i didnt join the association because they are nuts, they dont contact me about the dock, they go straight to the town hall meetings. nothing gets done. if i have to be a bad neighbor to keep my right to have a dock, so be it.  most of the people in the lake association dont even live on or near the lake, its those people you have to watch out for, some strange politics right there

TheFishWhisperer

fishlessman said:

town politics are as crazy as HOAs.  my lake association, about 30 houses on a small pond wants me to remove my broken up dock, the town cant touch it because its not on land. conservation cant remove it and if i remove it i cant replace it. so theres a broken dock out front.....til i rebuild it. i didnt join the association because they are nuts, they dont contact me about the dock, they go straight to the town hall meetings. nothing gets done. if i have to be a bad neighbor to keep my right to have a dock, so be it.  most of the people in the lake association dont even live on or near the lake, its those people you have to watch out for, some strange politics right there

I am surrounded by crazy people!

Canugghead

fishlessman said:

town politics are as crazy as HOAs.  my lake association, about 30 houses on a small pond wants me to remove my broken up dock, the town cant touch it because its not on land. conservation cant remove it and if i remove it i cant replace it. so theres a broken dock out front.....til i rebuild it. i didnt join the association because they are nuts, they dont contact me about the dock, they go straight to the town hall meetings. nothing gets done. if i have to be a bad neighbor to keep my right to have a dock, so be it.  most of the people in the lake association dont even live on or near the lake, its those people you have to watch out for, some strange politics right there

Not sure of the details or if it's true...I heard in some jurisdictions folks use a loop hole to demolish and rebuild a house without it being treated as rebuild - preserve one of the old walls of the structure.

Jstroke

ColbyLang said:

House/land shopping. Talking with realtors. Sad day in America when sound logic gets pushed out of the way for the all mighty tax dollar. Currently live in a 100 year old neighborhood that has zero protection over zoning laws due to no HOA. Illustrious city council members have forced my hand. Time to change cities. I’ll commute to the bakery

I wouldn’t live in an HOA if you paid the mortgage. My canoe/kayak collection alone requires a boat shed. Never mind the rest of my hobbies. My GF lives in one and the curtain twitchers are so bad they call the fire dept. on neighbors with fire pits. 

BigreenGreg

Thank you for “curtain twitchers” - excellent moniker. 

fishlessman

Canugghead said:

fishlessman said:

town politics are as crazy as HOAs.  my lake association, about 30 houses on a small pond wants me to remove my broken up dock, the town cant touch it because its not on land. conservation cant remove it and if i remove it i cant replace it. so theres a broken dock out front.....til i rebuild it. i didnt join the association because they are nuts, they dont contact me about the dock, they go straight to the town hall meetings. nothing gets done. if i have to be a bad neighbor to keep my right to have a dock, so be it.  most of the people in the lake association dont even live on or near the lake, its those people you have to watch out for, some strange politics right there

Not sure of the details or if it's true...I heard in some jurisdictions folks use a loop hole to demolish and rebuild a house without it being treated as rebuild - preserve one of the old walls of the structure.

all my properties are zoned conservation. rebuild can only be done if theres atleast a partial wall standing in massachusetts in conservation land.

fishlessman

TheFishWhisperer said:

fishlessman said:

town politics are as crazy as HOAs.  my lake association, about 30 houses on a small pond wants me to remove my broken up dock, the town cant touch it because its not on land. conservation cant remove it and if i remove it i cant replace it. so theres a broken dock out front.....til i rebuild it. i didnt join the association because they are nuts, they dont contact me about the dock, they go straight to the town hall meetings. nothing gets done. if i have to be a bad neighbor to keep my right to have a dock, so be it.  most of the people in the lake association dont even live on or near the lake, its those people you have to watch out for, some strange politics right there

I am surrounded by crazy people!

how did i know this **** post would draw you out, are you a fly

TEXASBGE2018

ColbyLang said:

House/land shopping. Talking with realtors. Sad day in America when sound logic gets pushed out of the way for the all mighty tax dollar. Currently live in a 100 year old neighborhood that has zero protection over zoning laws due to no HOA. Illustrious city council members have forced my hand. Time to change cities. I’ll commute to the bakery

Good luck. One of the only positive things about an HOA is it protects you and your home value from your moron neighbors parking their bass boats in the yard and not cutting their grass for weeks. I choose to live in and pay for an HOA neighborhood so I don't have to stare at bubbas broken down Chevy Cruze in his yard. And trust me that kinda thing can happen regardless of the wealth of those around you. When the HOA doesn't do its job, that's when I have a problem. As bad of a rep as HOAs have. I'd choose to live in one 7 times out of 10 cause in most cases it's better than the alternative.

Legume

ColbyLang said:

Sad day in America when sound logic gets pushed out of the way for the all mighty tax dollar.

Wait until they have to raise the cash for two cops in every school.  That's gonna cost a lot of money to protect the children.  It's probably $80-100k cost to the city for each officer (where you are, not in high cost cities), x2 for every school, every year.

At least they're not green lighting whole developments that don't have guaranteed water.

Ozzie_Isaac

Legume said:

ColbyLang said:

Sad day in America when sound logic gets pushed out of the way for the all mighty tax dollar.

Wait until they have to raise the cash for two cops in every school.  That's gonna cost a lot of money to protect the children.  It's probably $80-100k cost to the city for each officer (where you are, not in high cost cities), x2 for every school, every year.

At least they're not green lighting whole developments that don't have guaranteed water.

That last line hits hard.  We have communities near me that truck in all their water.

fishlessman

Legume said:

ColbyLang said:

Sad day in America when sound logic gets pushed out of the way for the all mighty tax dollar.

Wait until they have to raise the cash for two cops in every school.  That's gonna cost a lot of money to protect the children.  It's probably $80-100k cost to the city for each officer (where you are, not in high cost cities), x2 for every school, every year.

At least they're not green lighting whole developments that don't have guaranteed water.

we have two now, one inside, the other in a car outside. whats next for us, school swat teams

Legume

Ozzie_Isaac said:

Legume said:

ColbyLang said:

Sad day in America when sound logic gets pushed out of the way for the all mighty tax dollar.

Wait until they have to raise the cash for two cops in every school.  That's gonna cost a lot of money to protect the children.  It's probably $80-100k cost to the city for each officer (where you are, not in high cost cities), x2 for every school, every year.

At least they're not green lighting whole developments that don't have guaranteed water.

That last line hits hard.  We have communities near me that truck in all their water.

I remember reading about one just east of Scottsdale I think. Buyers didn't realize that hidden in the paperwork was something about the water contract not guaranteeing water and with greater drought now, they're f'd.  To my thinking, the city/county administration and the developers should be held fully liable for that.  Absolutely horrible.

Legume

fishlessman said:

Legume said:

ColbyLang said:

Sad day in America when sound logic gets pushed out of the way for the all mighty tax dollar.

Wait until they have to raise the cash for two cops in every school.  That's gonna cost a lot of money to protect the children.  It's probably $80-100k cost to the city for each officer (where you are, not in high cost cities), x2 for every school, every year.

At least they're not green lighting whole developments that don't have guaranteed water.

we have two now, one inside, the other in a car outside. whats next for us, school swat teams

I guess whatever it takes to protect the children. More good guys around.

fishlessman

Legume said:

fishlessman said:

Legume said:

ColbyLang said:

Sad day in America when sound logic gets pushed out of the way for the all mighty tax dollar.

Wait until they have to raise the cash for two cops in every school.  That's gonna cost a lot of money to protect the children.  It's probably $80-100k cost to the city for each officer (where you are, not in high cost cities), x2 for every school, every year.

At least they're not green lighting whole developments that don't have guaranteed water.

we have two now, one inside, the other in a car outside. whats next for us, school swat teams

I guess whatever it takes to protect the children. More good guys around.

a small drive thru donut shop in the parking lot would solve the problem

Canugghead

Legume said:

ColbyLang said:

Sad day in America when sound logic gets pushed out of the way for the all mighty tax dollar.

Wait until they have to raise the cash for two cops in every school.  That's gonna cost a lot of money to protect the children.  It's probably $80-100k cost to the city for each officer (where you are, not in high cost cities), x2 for every school, every year.

At least they're not green lighting whole developments that don't have guaranteed water.

Nay, just recruit trigger happy senior volunteers, $0