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OT-What are you buying right now?

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Comments

  • ColbyLang
    ColbyLang Posts: 4,387
    1911Man said:
    TEXASBGE2018 said:
    A temporary egg home until I can build the stone one. Pizza oven is going on left side. Just haven’t unboxed it yet. 304SS

    Where did you get the table?? I'm trying to get something for my medium BGE without spending too much $$. I don't have the tools to make a table from wood. 
    Restaurant supply houses sell them. They’re prep tables. Not that cheap either 
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  • NorthPilot06
    NorthPilot06 Posts: 1,179
    1911Man said:
    Just paid for a new mattress. Old one (just over 10 years old) started killing my back late last week. Made it to the store I like after dinner (they close at 9pm), picked out the one and was out the door in not even ten minutes. It will be delivered on Friday. Which is good since that means I only need to use the old one twice more before it goes to mattress hell/heaven/whatevah. Free delivery and 5 years 0% finance. :) I'll have it paid off a LOT faster than that. Just under a grand all said and done.
    Take full advantage of the 0% interest financing over 5 years - you don’t win by paying it off early. Put the extra money that you would have paid toward the balance early into an account that will earn a yield of ~5%. 
    DFW - 1 LGBE & Happy to Adopt More...
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  • 1911Man
    1911Man Posts: 366
    ColbyLang said:
    1911Man said:
    TEXASBGE2018 said:
    A temporary egg home until I can build the stone one. Pizza oven is going on left side. Just haven’t unboxed it yet. 304SS

    Where did you get the table?? I'm trying to get something for my medium BGE without spending too much $$. I don't have the tools to make a table from wood. 
    Restaurant supply houses sell them. They’re prep tables. Not that cheap either 
    I've seen them for not bad $$ on Amazon... As in sub $160 for a 5' wide version. I have metal cutting tools (grinders and plasma cutter) so I should be able to cut the top with the right size hole, and then just have the shelf at the right height to support it. Just need to decide if I want wheels or not. 
    Large BGE with CGS Woo Ring, stone with stainless pan, Smokeware chimney cap, Kick Ash basket and Kick Ash can.
    Living free in the 603 (Pelham).
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  • TEXASBGE2018
    TEXASBGE2018 Posts: 3,831
    1911Man said:
    TEXASBGE2018 said:
    A temporary egg home until I can build the stone one. Pizza oven is going on left side. Just haven’t unboxed it yet. 304SS

    Where did you get the table?? I'm trying to get something for my medium BGE without spending too much $$. I don't have the tools to make a table from wood. 
    https://www.webstaurantstore.com/


    Rockwall, Tx    LBGE, Minimax, 22" Blackstone, Pizza Party Bollore. Cast Iron Hoarder.

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  • nolaegghead
    nolaegghead Posts: 42,109

    ______________________________________________
    I love lamp..
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  • alaskanassasin
    alaskanassasin Posts: 8,899
    The advice is to take a full 5 years to pay off a $1,000 mattress?!   
    South of Columbus, Ohio.


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  • NorthPilot06
    NorthPilot06 Posts: 1,179
    Yes. Look up time value of money. 
    DFW - 1 LGBE & Happy to Adopt More...
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  • NorthPilot06
    NorthPilot06 Posts: 1,179
    edited October 2019
    If someone is willing to give you a interest-free loan (effectively), you can use that money in smart ways
    DFW - 1 LGBE & Happy to Adopt More...
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  • shtgunal3
    shtgunal3 Posts: 6,134

    ___________________________________

     

     LBGE,SBGE, and a Mini makes three......Sweet home Alabama........ Stay thirsty my friends .

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  • nolaegghead
    nolaegghead Posts: 42,109

    ______________________________________________
    I love lamp..
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  • DuckDogDr
    DuckDogDr Posts: 1,549

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  • johnmitchell
    johnmitchell Posts: 7,358
    @DuckDogDr...You really are throwing everything at the dating game !!!!
    Greensboro North Carolina
    When in doubt Accelerate....
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  • NorthPilot06
    NorthPilot06 Posts: 1,179
    Eoin said:
    NorthPilot06 said:
    Yes. Look up time value of money. 
    Consider the value of your time dealing with stuff like this to 'make' a few quid.
    Not sure I follow this entirely
    DFW - 1 LGBE & Happy to Adopt More...
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  • alaskanassasin
    alaskanassasin Posts: 8,899
    @NorthPilot06 would you go to a bank and borrow $1,000 at zero interest, then turn around and invest it?
    South of Columbus, Ohio.


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  • alaskanassasin
    alaskanassasin Posts: 8,899
    He probably could have negotiated a 5% discount with cash maybe 10! Mattress stores are hurting with the new online competition  
    South of Columbus, Ohio.


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  • 1911Man
    1911Man Posts: 366
    alaskanassasin said:
    The advice is to take a full 5 years to pay off a $1,000 mattress?!   
    No... Just the terms applied to the purchase due to having the store card. I purchased a leather couch and chair in June with it (about $2k) that is 12 months 0%. I'll tack enough onto that payment to keep the mattress aspect happy. Then pay that down as I want. Most likely before the end of next year. So another 5-6 months after the couch and chair is paid off. 

    I'll go back when I know if I'm moving into a new house (next year) and get some additional items for that (new bed frame/platform, desk and maybe something else) for the new place. Will see what the terms are for that. Then pay off as I decide (early or on time).
    Large BGE with CGS Woo Ring, stone with stainless pan, Smokeware chimney cap, Kick Ash basket and Kick Ash can.
    Living free in the 603 (Pelham).
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  • NorthPilot06
    NorthPilot06 Posts: 1,179
    alaskanassasin said:
    @NorthPilot06 would you go to a bank and borrow $1,000 at zero interest, then turn around and invest it?
    Yes, most definitely. The bank just won’t give you 1,000 at 0% interest, that’s why this is a unique opportunity. 
    DFW - 1 LGBE & Happy to Adopt More...
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  • DoubleEgger
    DoubleEgger Posts: 19,153
    Who the heck is getting five percent in an account? 
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  • NorthPilot06
    NorthPilot06 Posts: 1,179
    Look, I was just trying to offer some free advice from someone who makes a living in finance. I don’t mean to distract from the intent of this thread though, so anyone that would like to talk can PM me. 
    DFW - 1 LGBE & Happy to Adopt More...
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  • NorthPilot06
    NorthPilot06 Posts: 1,179
    DoubleEgger said:
    Who the heck is getting five percent in an account? 
    Guys, the historical rate of return on the S&P 500 is ~8%. https://www.investopedia.com/ask/answers/042415/what-average-annual-return-sp-500.asp

    With a diverse portfolio, you’d expect your rate of return to be measurably less. 
    DFW - 1 LGBE & Happy to Adopt More...
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  • NorthPilot06
    NorthPilot06 Posts: 1,179
    alaskanassasin said:
    He probably could have negotiated a 5% discount with cash maybe 10! Mattress stores are hurting with the new online competition  
    And you’re right, an all cash offer - if discounted by 5%, 10% over the financed amount wins every time
    DFW - 1 LGBE & Happy to Adopt More...
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  • DoubleEgger
    DoubleEgger Posts: 19,153
    NorthPilot06 said:
    DoubleEgger said:
    Who the heck is getting five percent in an account? 
    Guys, the historical rate of return on the S&P 500 is ~8%. https://www.investopedia.com/ask/answers/042415/what-average-annual-return-sp-500.asp

    With a diverse portfolio, you’d expect your rate of return to be measurably less. 
    Ok. It’s only a grand. I didn’t realize we were talking about deferring payment on a mattress to invest in the market. With that logic, that “historical” average can burn you on a short term purchase. The SP flames out and now you paid 20% more for that mattress...


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  • NorthPilot06
    NorthPilot06 Posts: 1,179
    Ok I really need to stop engaging. It’s not day trading, it’s a 5 year loan at 0% interest. Yes, there’s a slim chance that we go into a multi-year recession and you come out upside down. And no, I wouldn’t suggest doing what I’m saying if you’re spending your last dollar on the mattress (which I’m assuming he isn’t). 

    It’s basic fundamentals guys.  You’re picking a corner case. And yeah, it’s a grand, so who cares. But the same rules apply when you’re talking about 10 grand or 100 grand or more. 

    You invest and save your money as you see fit, or keep it in a safe under your bed in gold and silver. No difference to me, just trying to educate. 
    DFW - 1 LGBE & Happy to Adopt More...
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  • DoubleEgger
    DoubleEgger Posts: 19,153
    Thanks for the education. It’ll supplement my degree in Economics. 
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  • lousubcap
    lousubcap Posts: 36,702
    OPM (Other People's Money) working for you in the main is a good thing.  Of course you are hedging on the slope of the growth curve but again over time you will win.  My simple approach and I am likely too old to GAF these days but if I am missing the mark here please enlighten me even now.  FWIW-
    Louisville; Rolling smoke in the neighbourhood.  Life is too short for light/lite beer!  Seems I'm livin in a transitional period. CHEETO (aka Agent Orange) makes Nixon look like a saint.  
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  • Legume
    Legume Posts: 15,936
    I think it’s time for a gif


    THANK YOU FOR YOUR ATTENTION TO THIS MATTER
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  • Legume
    Legume Posts: 15,936

    THANK YOU FOR YOUR ATTENTION TO THIS MATTER
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  • TEXASBGE2018
    TEXASBGE2018 Posts: 3,831
    Anybody know where I can buy a $1,000 wagyu rib roast?


    Rockwall, Tx    LBGE, Minimax, 22" Blackstone, Pizza Party Bollore. Cast Iron Hoarder.

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  • HeavyG
    HeavyG Posts: 10,380
    TEXASBGE2018 said:
    Anybody know where I can buy a $1,000 wagyu rib roast?
    They're everywhere these days.
    The difficult part is deciding between the 3X points or the 0% interest 5 year loan.
    For some, their is the additional problem of trying to get their money back a few years after they ate it cuz it didn't meet expectations.
    “Reality is that which, when you stop believing in it, doesn't go away.” ― Philip K. Diçk




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