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pgprescott said:JohnInCarolina said:pgprescott said:JohnInCarolina said:Eoin said:JohnInCarolina said:Eoin said:JohnInCarolina said:Most anti-welfare folks in the US have never met anyone actually on welfare.
Most people here don't regard being 'on welfare' as living in social housing, receiving in work benefits or being wholly on benefits for a short period of time, rather people whose only income is welfare benefits for the long term.
I'm sure we have folks here who know people on welfare and who are anti welfare as a result. I should have been more precise in stating that my belief is that most of them do not have friends or family members who are or have been on welfare. I think that tends to influence your view on things. TIA.
I agree with the second part as it pertains to yourself. You are admittedly emotionally guided on this subject."I've made a note never to piss you two off." - Stike -
Foghorn said:Is it possible for Chelsea and Man City to both lose? And is morally OK to cheer for that?
It's a dilemma that certain pairings of teams provide for most football fans. Of course it's morally acceptable, hating certain teams is an integral part of the game. -
I always kinda thought that the biggest "welfare queens" are the billionaire sports team owners that always convince the suckers taxpayers to pay for their stadiums/ballparks/arenas.
And the rubes taxpayers fall for it over and over and over...“Reality is that which, when you stop believing in it, doesn't go away.” ― Philip K. Diçk -
JohnInCarolina said:pgprescott said:JohnInCarolina said:pgprescott said:JohnInCarolina said:Eoin said:JohnInCarolina said:Eoin said:JohnInCarolina said:Most anti-welfare folks in the US have never met anyone actually on welfare.
Most people here don't regard being 'on welfare' as living in social housing, receiving in work benefits or being wholly on benefits for a short period of time, rather people whose only income is welfare benefits for the long term.
I'm sure we have folks here who know people on welfare and who are anti welfare as a result. I should have been more precise in stating that my belief is that most of them do not have friends or family members who are or have been on welfare. I think that tends to influence your view on things. TIA.
I agree with the second part as it pertains to yourself. You are admittedly emotionally guided on this subject. -
HeavyG said:I always kinda thought that the biggest "welfare queens" are the billionaire sports team owners that always convince the suckers taxpayers to pay for their stadiums/ballparks/arenas.
And the rubes taxpayers fall for it over and over and over...
Same as any other big business that gets all the goodies. I don't disagree, but the tax policy is legal. -
pgprescott said:JohnInCarolina said:pgprescott said:JohnInCarolina said:pgprescott said:JohnInCarolina said:Eoin said:JohnInCarolina said:Eoin said:JohnInCarolina said:Most anti-welfare folks in the US have never met anyone actually on welfare.
Most people here don't regard being 'on welfare' as living in social housing, receiving in work benefits or being wholly on benefits for a short period of time, rather people whose only income is welfare benefits for the long term.
I'm sure we have folks here who know people on welfare and who are anti welfare as a result. I should have been more precise in stating that my belief is that most of them do not have friends or family members who are or have been on welfare. I think that tends to influence your view on things. TIA.
I agree with the second part as it pertains to yourself. You are admittedly emotionally guided on this subject."I've made a note never to piss you two off." - Stike -
JohnInCarolina said:pgprescott said:JohnInCarolina said:pgprescott said:JohnInCarolina said:pgprescott said:JohnInCarolina said:Eoin said:JohnInCarolina said:Eoin said:JohnInCarolina said:Most anti-welfare folks in the US have never met anyone actually on welfare.
Most people here don't regard being 'on welfare' as living in social housing, receiving in work benefits or being wholly on benefits for a short period of time, rather people whose only income is welfare benefits for the long term.
I'm sure we have folks here who know people on welfare and who are anti welfare as a result. I should have been more precise in stating that my belief is that most of them do not have friends or family members who are or have been on welfare. I think that tends to influence your view on things. TIA.
I agree with the second part as it pertains to yourself. You are admittedly emotionally guided on this subject. -
pgprescott said:JohnInCarolina said:pgprescott said:JohnInCarolina said:pgprescott said:JohnInCarolina said:pgprescott said:JohnInCarolina said:Eoin said:JohnInCarolina said:Eoin said:JohnInCarolina said:Most anti-welfare folks in the US have never met anyone actually on welfare.
Most people here don't regard being 'on welfare' as living in social housing, receiving in work benefits or being wholly on benefits for a short period of time, rather people whose only income is welfare benefits for the long term.
I'm sure we have folks here who know people on welfare and who are anti welfare as a result. I should have been more precise in stating that my belief is that most of them do not have friends or family members who are or have been on welfare. I think that tends to influence your view on things. TIA.
I agree with the second part as it pertains to yourself. You are admittedly emotionally guided on this subject."I've made a note never to piss you two off." - Stike -
JohnInCarolina said:pgprescott said:JohnInCarolina said:pgprescott said:JohnInCarolina said:pgprescott said:JohnInCarolina said:pgprescott said:JohnInCarolina said:Eoin said:JohnInCarolina said:Eoin said:JohnInCarolina said:Most anti-welfare folks in the US have never met anyone actually on welfare.
Most people here don't regard being 'on welfare' as living in social housing, receiving in work benefits or being wholly on benefits for a short period of time, rather people whose only income is welfare benefits for the long term.
I'm sure we have folks here who know people on welfare and who are anti welfare as a result. I should have been more precise in stating that my belief is that most of them do not have friends or family members who are or have been on welfare. I think that tends to influence your view on things. TIA.
I agree with the second part as it pertains to yourself. You are admittedly emotionally guided on this subject. -
Foghorn said:Is it possible for Chelsea and Man City to both lose? And is morally OK to cheer for that?Other girls may try to take me away
But you know, it's by your side I will stay -
pgprescott said:JohnInCarolina said:pgprescott said:JohnInCarolina said:pgprescott said:JohnInCarolina said:pgprescott said:JohnInCarolina said:pgprescott said:JohnInCarolina said:Eoin said:JohnInCarolina said:Eoin said:JohnInCarolina said:Most anti-welfare folks in the US have never met anyone actually on welfare.
Most people here don't regard being 'on welfare' as living in social housing, receiving in work benefits or being wholly on benefits for a short period of time, rather people whose only income is welfare benefits for the long term.
I'm sure we have folks here who know people on welfare and who are anti welfare as a result. I should have been more precise in stating that my belief is that most of them do not have friends or family members who are or have been on welfare. I think that tends to influence your view on things. TIA.
I agree with the second part as it pertains to yourself. You are admittedly emotionally guided on this subject."I've made a note never to piss you two off." - Stike -
Quick question, do you guys know what a courgette is?Other girls may try to take me away
But you know, it's by your side I will stay -
JohnInCarolina said:pgprescott said:JohnInCarolina said:pgprescott said:JohnInCarolina said:pgprescott said:JohnInCarolina said:pgprescott said:JohnInCarolina said:pgprescott said:JohnInCarolina said:Eoin said:JohnInCarolina said:Eoin said:JohnInCarolina said:Most anti-welfare folks in the US have never met anyone actually on welfare.
Most people here don't regard being 'on welfare' as living in social housing, receiving in work benefits or being wholly on benefits for a short period of time, rather people whose only income is welfare benefits for the long term.
I'm sure we have folks here who know people on welfare and who are anti welfare as a result. I should have been more precise in stating that my belief is that most of them do not have friends or family members who are or have been on welfare. I think that tends to influence your view on things. TIA.
I agree with the second part as it pertains to yourself. You are admittedly emotionally guided on this subject. -
CPFC1905 said:Foghorn said:Is it possible for Chelsea and Man City to both lose? And is morally OK to cheer for that?
The Manchester derbies are going to be crackers this season.XXL BGE, Karebecue, Klose BYC, Chargiller Akorn Kamado, Weber Smokey Mountain, Grand Turbo gasser, Weber Smoky Joe, and the wheelbarrow that my grandfather used to cook steaks from his cattle
San Antonio, TX
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pgprescott said:JohnInCarolina said:pgprescott said:JohnInCarolina said:pgprescott said:JohnInCarolina said:pgprescott said:JohnInCarolina said:pgprescott said:JohnInCarolina said:pgprescott said:JohnInCarolina said:Eoin said:JohnInCarolina said:Eoin said:JohnInCarolina said:Most anti-welfare folks in the US have never met anyone actually on welfare.
Most people here don't regard being 'on welfare' as living in social housing, receiving in work benefits or being wholly on benefits for a short period of time, rather people whose only income is welfare benefits for the long term.
I'm sure we have folks here who know people on welfare and who are anti welfare as a result. I should have been more precise in stating that my belief is that most of them do not have friends or family members who are or have been on welfare. I think that tends to influence your view on things. TIA.
I agree with the second part as it pertains to yourself. You are admittedly emotionally guided on this subject.Love you bro! -
JohnInCarolina said:pgprescott said:JohnInCarolina said:pgprescott said:JohnInCarolina said:pgprescott said:JohnInCarolina said:pgprescott said:JohnInCarolina said:pgprescott said:JohnInCarolina said:Eoin said:JohnInCarolina said:Eoin said:JohnInCarolina said:Most anti-welfare folks in the US have never met anyone actually on welfare.
Most people here don't regard being 'on welfare' as living in social housing, receiving in work benefits or being wholly on benefits for a short period of time, rather people whose only income is welfare benefits for the long term.
I'm sure we have folks here who know people on welfare and who are anti welfare as a result. I should have been more precise in stating that my belief is that most of them do not have friends or family members who are or have been on welfare. I think that tends to influence your view on things. TIA.
I agree with the second part as it pertains to yourself. You are admittedly emotionally guided on this subject. -
pgprescott said:JohnInCarolina said:pgprescott said:JohnInCarolina said:pgprescott said:JohnInCarolina said:pgprescott said:JohnInCarolina said:pgprescott said:JohnInCarolina said:pgprescott said:JohnInCarolina said:Eoin said:JohnInCarolina said:Eoin said:JohnInCarolina said:Most anti-welfare folks in the US have never met anyone actually on welfare.
Most people here don't regard being 'on welfare' as living in social housing, receiving in work benefits or being wholly on benefits for a short period of time, rather people whose only income is welfare benefits for the long term.
I'm sure we have folks here who know people on welfare and who are anti welfare as a result. I should have been more precise in stating that my belief is that most of them do not have friends or family members who are or have been on welfare. I think that tends to influence your view on things. TIA.
I agree with the second part as it pertains to yourself. You are admittedly emotionally guided on this subject.
"I've made a note never to piss you two off." - Stike -
@JohnInCarolina - is that chart a nationwide average or Duke's numbers? Regardless, the data would be of more value if measured against some total cost/year value, at least for me.Louisville; Rolling smoke in the neighbourhood. # 38 for the win. Life is too short for light/lite beer! Seems I'm livin in a transitional period.
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lousubcap said:@JohnInCarolina - is that chart a nationwide average or Duke's numbers? Regardless, the data would be of more value if measured against some total cost/year value, at least for me.
The bottom line, from my point of view, is that college in the US really isn't all that affordable for too many families."I've made a note never to piss you two off." - Stike -
@JohnInCarolina, I don't think anyone can disagree with that statement - academic costs have become a huge burden. As a result, I also can't disagree with @pgprescott that there is currently a "bubble" in the cost of college/university. I just wish I had a solution to offer that would be executable in the real world and acceptable regardless of political beliefs and party affiliation...
We directly feel the financial impact of academic costs on a daily basis as we managed to fall into the undiscussed gap group - too well off (in someone's eyes, certainly not ours!) to receive aide, or even qualify for tax deductions, and yet not well off enough (no university buildings will be named after us) to not feel the huge bite of current college costs. Those of us who carry the full cost of a private university as a family - and yes, it was our choice, along with our kids', that they attended the best school they could get into regardless of cost - now pay over $250K per child (plus books, travel costs, and interest on loans) and all in post tax dollars. It is a very tough decision for every parent and student and one that comes with long term financial implications for both... Now back to the regularly scheduled debate!
Doug
Wayne, PA
LBGE, Weber Kettle (gifted to my sister), Weber Gasser
"Two things are infinite: the universe and human stupidity; and I'm not sure about the universe" Albert Einstein -
Thanks for the info- I will look at their advertised cost/year info. Regarding affordable, I believe we have had a related discussion before. It includes the easy money that is offered by the gubmint thru loan sharks, funneled thru the colleges. I'm convinced that these $$ are a major contributor to the accelerated tuition increases over that past few decades. Duke (not picking here but have some data from 09-10) has increased around 44% (using 09-10 as the base) to today. And I know that is the norm for all the private schools. It's out-of-control.
You are right about affordability- you will go into debt for quite some time. Or you can shed all your assets before your kids Junior year of HS and drive your net worth as low as you can. At least that enables the "need based only" options to come into play. FWIW-Louisville; Rolling smoke in the neighbourhood. # 38 for the win. Life is too short for light/lite beer! Seems I'm livin in a transitional period. -
da87 said:@JohnInCarolina, I don't think anyone can disagree with that statement - academic costs have become a huge burden. As a result, I also can't disagree with @pgprescott that there is currently a "bubble" in the cost of college/university. I just wish I had a solution to offer that would be executable in the real world and acceptable regardless of political beliefs and party affiliation...
We directly feel the financial impact of academic costs on a daily basis as we managed to fall into the undiscussed gap group - too well off (in someone's eyes, certainly not ours!) to receive aide, or even qualify for tax deductions, and yet not well off enough (no university buildings will be named after us) to not feel the huge bite of current college costs. Those of us who carry the full cost of a private university as a family - and yes, it was our choice, along with our kids', that they attended the best school they could get into regardless of cost - now pay over $250K per child (plus books, travel costs, and interest on loans) and all in post tax dollars. It is a very tough decision for every parent and student and one that comes with long term financial implications for both... Now back to the regularly scheduled debate!
There's this notion that there are a lot of folks out there getting "free rides", and it's just not true. Heck, there are some people in the US who believe minority students never pay to attend college. No wonder they end up resenting them."I've made a note never to piss you two off." - Stike -
It seems that US students are more likely to start college than UK students. Although they finish college at roughly the same rates.
http://www.unit4.com/blog/2016/06/the-us-and-uk-comparing-higher-education-in-the-two-top-ranking-nations
So, it's hard to conclude that the UK policies really lead to more people getting a college education than our US system.
I also think that the student loan debt issue is overblown. My wife and I had $350k in student loan debt when we finished. We paid it off in 7 years. For those years we didn't really raise our standard of living much from our student time. Nobody deserves a 3000 sq ft house and a BMW the day they start their first real job.
One has to plan reasonably and not take on any student loan debt that create an excessive burden. Taking on $100k debt to get a private education and then be a public school teacher probably isn't a good plan.
So it seems to me that if we are going to put resources into an effort to help the underprivileged have opportunities for college education we should focus on younger students and prepare them to have the skills to navigate the process and succeed when they get there.XXL BGE, Karebecue, Klose BYC, Chargiller Akorn Kamado, Weber Smokey Mountain, Grand Turbo gasser, Weber Smoky Joe, and the wheelbarrow that my grandfather used to cook steaks from his cattle
San Antonio, TX
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JohnInCarolina said:lousubcap said:@JohnInCarolina - is that chart a nationwide average or Duke's numbers? Regardless, the data would be of more value if measured against some total cost/year value, at least for me.
The bottom line, from my point of view, is that college in the US really isn't all that affordable for too many families.“Reality is that which, when you stop believing in it, doesn't go away.” ― Philip K. Diçk -
HeavyG said:JohnInCarolina said:lousubcap said:@JohnInCarolina - is that chart a nationwide average or Duke's numbers? Regardless, the data would be of more value if measured against some total cost/year value, at least for me.
The bottom line, from my point of view, is that college in the US really isn't all that affordable for too many families."I've made a note never to piss you two off." - Stike -
Foghorn said:It seems that US students are more likely to start college than UK students. Although they finish college at roughly the same rates.
http://www.unit4.com/blog/2016/06/the-us-and-uk-comparing-higher-education-in-the-two-top-ranking-nations
So, it's hard to conclude that the UK policies really lead to more people getting a college education than our US system.
Teasing this aspect out here would require an understanding of why a smaller percentage of students in the U.K. are deciding to go to college. Because for those who do, a much higher percentage end up graduating.
The downside for us in the US is that apparently a lot of students are paying for some amount of college education, at significant expense, and never getting a degree.
"I've made a note never to piss you two off." - Stike -
@JohnInCarolina said:From a post above: "Duke (not picking here but have some data from 09-10) has increased around 44% (using 09-10 as the base) to today. And I know that is the norm for all the private schools."
I think the rates of increase in college tuition have roughly been double that of inflation over that window, yeah.
Very accelerated-when is the rate gonna slow down or will it?
Louisville; Rolling smoke in the neighbourhood. # 38 for the win. Life is too short for light/lite beer! Seems I'm livin in a transitional period. -
lousubcap said:@JohnInCarolina said:From a post above: "Duke (not picking here but have some data from 09-10) has increased around 44% (using 09-10 as the base) to today. And I know that is the norm for all the private schools."
I think the rates of increase in college tuition have roughly been double that of inflation over that window, yeah.
Very accelerated-when is the rate gonna slow down or will it?"I've made a note never to piss you two off." - Stike -
You are spot-on with the bubble situation. A contributor is the significant change in direction of the labor market over the past decade+ or so. From my limited perspective it is becoming "dumbbell" shaped. Low-paying jobs with little future on one end and highly skilled (and pricy education-wise) on the other. The middle ground is struggling to maintain, never mind grow.
The housing bubble burst when large numbers of owners started to default due to the easy and over-extended credit. Don't know enough about the student-loan bail-out provisions but I'm sure they are getting stressed. Won't end pretty...
I apologize for the left-turn that this thread has taken and all in well less than a fortnight.
I'm off this issue in this thread.Louisville; Rolling smoke in the neighbourhood. # 38 for the win. Life is too short for light/lite beer! Seems I'm livin in a transitional period. -
JohnInCarolina said:Foghorn said:It seems that US students are more likely to start college than UK students. Although they finish college at roughly the same rates.
http://www.unit4.com/blog/2016/06/the-us-and-uk-comparing-higher-education-in-the-two-top-ranking-nations
So, it's hard to conclude that the UK policies really lead to more people getting a college education than our US system.
Teasing this aspect out here would require an understanding of why a smaller percentage of students in the U.K. are deciding to go to college. Because for those who do, a much higher percentage end up graduating.
The downside for us in the US is that apparently a lot of students are paying for some amount of college education, at significant expense, and never getting a degree.
I'm not in favor of college costing a lot of money. I'm currently paying over $40k/semester for two kids in private schools. I wish it were cheaper.
I'm just saying that spending federal tax dollars to supplement the cost of college doesn't solve the problem. I'd be happy to pay more taxes if I'm contributing to actually solving the problem. I'd be happy to pay more taxes just to pay off our federal debt. Or for a program that is shown to improve college graduation rates among high risk students.
With that said, I think we will always have kids who start college and don't finish. They need to prove to themselves - or their parents - that college is not for them. That's OK. I don't know how to solve the problem of them taking on some debt burden during the year or two they spend in college. The biggest problem in this area that there are some (fortunately not that many) expensive private schools that have very low admission standards and very low graduation rates. Maybe some work could be done in that area, but paying for kids to go to schools like that is not the answer.
XXL BGE, Karebecue, Klose BYC, Chargiller Akorn Kamado, Weber Smokey Mountain, Grand Turbo gasser, Weber Smoky Joe, and the wheelbarrow that my grandfather used to cook steaks from his cattle
San Antonio, TX
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