We drive on the left and health care is free.

DoubleEgger

This thread has turned into a real snoozer. Thanks John and Pete! 

JohnInCarolina

pgprescott said:

JohnInCarolina said:

pgprescott said:

JohnInCarolina said:

pgprescott said:

JohnInCarolina said:

pgprescott said:

JohnInCarolina said:

pgprescott said:

JohnInCarolina said:

pgprescott said:

JohnInCarolina said:

pgprescott said:

JohnInCarolina said:

All you have to do really is trace the amount of federal dollars expended in college loans over say the past three decades.  It's basically tracked inflation, while tuition increases have not.

What is the default rate over said period? Is that possibly a factor? 

Pete for what it's worth I think private loans are a bigger factor here.  Students and families have been willing to increasingly take out private loans to significantly supplement what they can obtain from the federal government, which really isn't a whole lot if you look into the individual caps of the various programs (Stafford, Pell, etc.).  I've heard of families taking second mortgages out, for example.

This is more of an issue with banks than the feds, it seems to me.

I cannot disagree more. It is not the money borrowed through equity and most certainly intended to be fully repaid which is an issue. This money would always be paid to the institution. Therefore it is a total non factor in the inflation. It is the artificial stimulus which is without consequences or with very little consequence which leads to irrational spending and dramatic inflationary consequences. It’s quite simple. 

It just doesn't add up.  Were increased government loans primarily responsible for rising tuition costs, we'd expect there to be some correlation between the two.  There just isn't.

http://politicalcalculations.blogspot.com/2010/09/correlating-federal-spending-and.html#.WdATdHpOmhA

I'm aware of the post.   You can likely find many other, non rigorous analyses.   What they neglected to account for are the significant increases in the student population attending colleges.  

Maybe this one?http://college.usatoday.com/2015/08/20/report-federal-aid-rising-tuition/

i could do do this in perpetuity 

You could, and you'd still be wrong lol

See if you can find evidence for the moon landing being a hoax while you're at it why don't you?

When faced with the facts John chooses to stick out his tongue and slobber rather than engage in what is obviously a losing argument for him. A true giant of academia.  

Ok

The point is there is a clear link between federal govt spending and the inflation of tuition. I don’t even understand why you need to think about such things they are obvious and make total sense. The amount per student may be capped, but the overall spending is correlated. Also the lack of enforcement on the debt collection has become very public in the last eight years leading to even more irresponsible behavior. Good grief man. Can you not see it? 

I'm sure it all seems very clear and simple to you, yes.  Here's one of the more comprehensive studies that was done a few years ago.  Let me know when you finish reading it. - sorry it's not a blog post or an article in Forbes:

http://c.ymcdn.com/sites/www.ncher.us/resource/collection/1CFB07FA-74C6-4F0A-8E79-3ADB2C453546/R43692.pdf

It says right on page 2 they totally disregard the link I so strongly made because nine other studies have already made the link. You have a paper that’s goal is to try and find reasons other than the obvious one done by folks commissioned to do just that. Wow! You must have real guilt issues! Bunk! 

LOL, no.  This is what is known as a reading comprehension fail.  Your confirmation bias is so blinding, it's a miracle you can even walk around your own house.

pgprescott

Better read it again John cuz you wrong. 

JohnInCarolina

DoubleEgger said:

This thread has turned into a real snoozer. Thanks John and Pete! 

Yeah yeah, fair enough.  Mamba out.

Eoin

Legume said:

Universities need to do a better job of getting kids out in four years.  This helps minimize debt and opens up spots for more kids to attend.  I also think there can be too much parental and social pressure to attend a 'name' school for many kids.

Degree courses here are 3 years. The advantage of specialising from 16 onwards is more concentrated preparation for a degree course, allowing for a shorter course. The disadvantage is that you narrow your options considerably at age 16, which may be a bit early to make such a decision.

DoubleEgger

Easily the best thing to come out of England. 

Eoin

DoubleEgger said:

Easily the best thing to come out of England. 

My brother met her a couple of years ago. A bit rough around the edges these days.

DoubleEgger

Eoin said:

DoubleEgger said:

Easily the best thing to come out of England. 

My brother met her a couple of years ago. A bit rough around the edges these days.

She's still smoking hot at 50 (at least on TV) 

DoubleEgger

pgprescott said:

henapple said:

Nothing is free. 

In fact handouts and welfare are reductions in your personal freedom and liberty. Especially if you are the recipient. 

Kinda like those farm subsidies? 

thetrim

DoubleEgger said:

Easily the best thing to come out of England. 

Bill Clinton agrees.  I'm more into Susan boyle myself.  But she's actually Scottish.   Right in line w my William Wallace roots.  

thetrim

pgprescott

DoubleEgger said:

pgprescott said:

henapple said:

Nothing is free. 

In fact handouts and welfare are reductions in your personal freedom and liberty. Especially if you are the recipient. 

Kinda like those farm subsidies? 

Well, exactly. What would we do now if they were to stop or even decline? We are dependent. That is the opposite of liberty. Get it?

CPFC1905

Eoin said:

DoubleEgger said:

Easily the best thing to come out of England. 

My brother met her a couple of years ago. A bit rough around the edges these days.

Bit harsh on your brother, what about Our Liz?

Eoin

CPFC1905 said:

Eoin said:

DoubleEgger said:

Easily the best thing to come out of England. 

My brother met her a couple of years ago. A bit rough around the edges these days.

Bit harsh on your brother, what about Our Liz?

Well spotted. Just said she was not as good in real life as when made up. Age catches up with us all, I suppose.

Teefus

You drive on the left and are taxed into oblivion. 

Eoin

pgprescott said:

DoubleEgger said:

pgprescott said:

henapple said:

Nothing is free. 

In fact handouts and welfare are reductions in your personal freedom and liberty. Especially if you are the recipient. 

Kinda like those farm subsidies? 

Well, exactly. What would we do now if they were to stop or even decline? We are dependent. That is the opposite of liberty. Get it?

Some people would regard maintaining the ability to feed your country as a matter of National Security, a bit like paying for the armed forces and police.

CPFC1905

Eoin said:

CPFC1905 said:

Eoin said:

DoubleEgger said:

Easily the best thing to come out of England. 

My brother met her a couple of years ago. A bit rough around the edges these days.

Bit harsh on your brother, what about Our Liz?

Well spotted. Just said she was not as good in real life as when made up. Age catches up with us all, I suppose.


She's no June Whitfield though is she?

Where are you with Margot or Barbara from The Good Life?  

CPFC1905

Teefus said:

You drive on the left and are taxed into oblivion. 

Indeed so, but - as they say "mustn't grumble"

Eoin

CPFC1905 said:

Eoin said:

CPFC1905 said:

Eoin said:

DoubleEgger said:

Easily the best thing to come out of England. 

My brother met her a couple of years ago. A bit rough around the edges these days.

Bit harsh on your brother, what about Our Liz?

Well spotted. Just said she was not as good in real life as when made up. Age catches up with us all, I suppose.


She's no June Whitfield though is she?

Where are you with Margot or Barbara from The Good Life?  

I remember watching that as a kid in the 70s, my mum loved it. They all looked like old people to me then, now a late 70s Margot or Barbara both look pretty good. Barbara if forced to choose. Which for you?

CPFC1905

Eoin said:

CPFC1905 said:

Eoin said:

CPFC1905 said:

Eoin said:

DoubleEgger said:

Easily the best thing to come out of England. 

My brother met her a couple of years ago. A bit rough around the edges these days.

Bit harsh on your brother, what about Our Liz?

Well spotted. Just said she was not as good in real life as when made up. Age catches up with us all, I suppose.


She's no June Whitfield though is she?

Where are you with Margot or Barbara from The Good Life?  

I remember watching that as a kid in the 70s, my mum loved it. They all looked like old people to me then, now a late 70s Margot or Barbara both look pretty good. Barbara if forced to choose. Which for you?

Like yourself as a child of the 70's - it was Babs all the way.   then - just for fun, SWMBO and I bought the DVD boxset and watched most of them while rained in, while staying near Boscastle.   Safe to say, time has turned my views totally!  Sultry and salacious - when viewed through he eyes of a 40 something, now!

Also : as a child of the 70's like me,  have you ever looked at this site : http://scarfolk.blogspot.co.uk   It'll blow your mind!   I will say three words to you before you look;  Public Information Film.  "Enjoy"

Eoin

And for the non- Brits out there, or those too young to remember.

CPFC1905

As above, and for clarity this was prime time TV in 1975, here!!!

JohnInCarolina

I have to say I liked the British version of The Office with Gervais that the US version is based on.  A little raunchier and more raw than our version.

pgprescott

Eoin said:

pgprescott said:

DoubleEgger said:

pgprescott said:

henapple said:

Nothing is free. 

In fact handouts and welfare are reductions in your personal freedom and liberty. Especially if you are the recipient. 

Kinda like those farm subsidies? 

Well, exactly. What would we do now if they were to stop or even decline? We are dependent. That is the opposite of liberty. Get it?

Some people would regard maintaining the ability to feed your country as a matter of National Security, a bit like paying for the armed forces and police.

Clearly a fair argument. I didn’t make a judgement necessarily. They are tough calls. All I point out is that we give up a little bit of liberty every time we do these things. Doesn’t mean we should totally disengage in these practices, but we should be VERY careful and always suspicious of the unintended consequences. Many people think that if you intend to do something good for a group of people it’s a good thing. It can easily be a bad thing in the larger view. These practices are nearly impossible to unwind and almost always have numerous negative unintended consequences. Many of the subsides are totally unrelated to the argument you pose however. 

Gulfcoastguy

Local food production is important but many of the subsidized crops are corn and soybeans for cattle feed. Subsidizing these crops, that can be 100% mechanically harvested and planted, is a disincentive for fruits and vegetables which require more hand labor. So we send corn to Mexico and they send , avocados, limes, and fresh vegetables here. A long time ago there were rings of family farms around every major city to supply: milk, eggs, fresh vegetables, and poultry. Then they relocated in California, Florida, and a few other states with warmer climates and better access to migrant labor. Progress? In my state my family grew up on farms and a major source of their income was cucumbers for a local pickle plant and vegetables for a local cannery. Now all of those small farms have been replanted in pine trees with smaller amounts used for raising beef cattle and soybeans.

CPFC1905

JohnInCarolina said:

I have to say I liked the British version of The Office with Gervais that the US version is based on.  A little raunchier and more raw than our version.

Gervais is what we call a "curate's egg", in that he is not everyone's taste.  A little goes a long way!   What do you make of James Corden?   

JohnInCarolina

CPFC1905 said:

JohnInCarolina said:

I have to say I liked the British version of The Office with Gervais that the US version is based on.  A little raunchier and more raw than our version.

Gervais is what we call a "curate's egg", in that he is not everyone's taste.  A little goes a long way!   What do you make of James Corden?   

I like Corden too, when I've seen him.  Gervais just has the ability to make me wince and laugh at the same time, if that makes sense.

smokeybreeze

...and I waded through 8 pages of this thread so I could try to find a fitting exclamation of "and Bob's your uncle!" but couldn't, though the Ms Hurley meeting by the bro came close.

Cheers.
Mind your Ps and Qs, will ya?

CPFC1905

smokeybreeze said:

...and I waded through 8 pages of this thread so I could try to find a fitting exclamation of "and Bob's your uncle!" but couldn't, though the Ms Hurley meeting by the bro came close.

Cheers.
Mind your Ps and Qs, will ya?

Your persistence is admirable, you must be parched - perhaps a nice cup of tea?  
Bob's your Uncle;  an exclamation made at the resolution or conclusion of a conundrum, such as;
Person 1 "I can't get a decent cup of tea at work, because they only have a coffee machine"
Person 2 " What I do is; stash some PG tips in my desk and hide some proper milk in the back of the fridge.   Just get boiling water out the machine, bag-in, brew, then a splash of cow-juice & Bob's your Uncle.  Sorted"

It is fair to say that conversation reflects the loosening of power experienced by trade unions.  The rise of coffee machines is gathering momentum unchallenged across the nation.  Also, the "Health and Safety" militia are avowed anti-hot waterists.  An electric kettle (in the workplace) is like crossing the beams in Ghostbusters because of the proximity of electricity cables and water, a Health and Safety slam-dunk, if you will.  

GATraveller

What are Chav girls?