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What Are You Buying Right Now? (non-OT version)

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Comments

  • fishlessman
    fishlessman Posts: 33,569
    poster said:
    Got it @Canugghead! It looks like the loonie is taking a beating.   I was curious about Canadian home mortgage rates and it looks like you guys have to refinance every 1-5 years?  I know yours is probably paid off at this point but I was just curious about this.  Are there fees like closing costs and appraisals every time you refi? 
    With my bank (pretty sure it's the same everywhere here) Std.  term is 5 year, but you can pick from 1-10 i think. The higher usually carry's higher interest. You can also fix the rate or have it float. Up to 6 months prior to your term you can pick your next term. At this point you can put extra down penalty free or increase your mortgage (consolidate other debts). You can also switch banks at this point. You only need appraisals if you are adding other monies to the mortgage, and this is usually free too. Closing costs are included at the beginning of the mortgage, they don't come after, at least with my bank anyway 

     Thanks for the response @poster. It seems like a system designed to keep you constantly in debt and protect the banks. On the upside I guess people would not sit on their 2.5% mortgage for 30 years limiting the available housing. Again I think the banks are the winners there too. 

    It's a strange world, before COVID I refinanced for 20 at the 2.5.  since then the camp value is up 400 to 500 percent
     Eventually tax increases are going to force that move, I don't want to make that move
    fukahwee maine

    you can lead a fish to water but you can not make him drink it
  • DoubleEgger
    DoubleEgger Posts: 18,193
    Corporate purchases of housing has driven up prices across the board. A couple years ago, 1/3 of all houses sold in Georgia were bought by corporations. 

  • zaphod
    zaphod Posts: 387
    poster said:
    zaphod said:
    poster said:
    zaphod said:
    $5.40 a gallon!!! Aren’t you guys drilling up there?
    USD 3.80/gallon, still significant higher than what you pay, right?
    that $1.43/l is nice. out here the 10 cheapest in a 30 min drive is 1.84/l to 1.93/l this morning.

    That is 6.97 to 7.31 CDN or  4.84 to 5.07 USD  (convert litre to US liq gal and then exchange rate of 1.44). Usually the highest gas prices in North America around here.  Doesn't impact me, but the sticker shock trickles down. Some of my team can't justify driving into work and have moved to public transit for a 60 - 90 minute commute each way.

    Our natural gas pricing is about to jump 17% tomorrow.  That one will hit me a bit.
    You in B.C. somewhere?
    yep. lower mainland.
    Cool, I have family close. It's been years since I've been out that way though. Need to change that, would love to do some fishing that way.
    give me a heads up if you are going to be in the neighbourhood. The music will be spinning and the smoke will be curling.
    ~~
    Walk softly, leave a good impression.
    large BGE, vegegrilltarian
  • poster
    poster Posts: 1,247
    zaphod said:
    poster said:
    zaphod said:
    poster said:
    zaphod said:
    $5.40 a gallon!!! Aren’t you guys drilling up there?
    USD 3.80/gallon, still significant higher than what you pay, right?
    that $1.43/l is nice. out here the 10 cheapest in a 30 min drive is 1.84/l to 1.93/l this morning.

    That is 6.97 to 7.31 CDN or  4.84 to 5.07 USD  (convert litre to US liq gal and then exchange rate of 1.44). Usually the highest gas prices in North America around here.  Doesn't impact me, but the sticker shock trickles down. Some of my team can't justify driving into work and have moved to public transit for a 60 - 90 minute commute each way.

    Our natural gas pricing is about to jump 17% tomorrow.  That one will hit me a bit.
    You in B.C. somewhere?
    yep. lower mainland.
    Cool, I have family close. It's been years since I've been out that way though. Need to change that, would love to do some fishing that way.
    give me a heads up if you are going to be in the neighbourhood. The music will be spinning and the smoke will be curling.
    Sounds good, thank you!
  • JohnInCarolina
    JohnInCarolina Posts: 32,864
    Brooks Brothers shirts.  They’re running a good sale today.
    "I've made a note never to piss you two off." - Stike
  • lousubcap
    lousubcap Posts: 34,159
    Yep- I definitely need to jump on those shirts for yard work.   =). Could challenge Brad Pitt this year
    especially with the F1 movie opening in late June.
    Happy New Year! 🎆🎇
    Louisville; Rolling smoke in the neighbourhood. # 38 for the win.  Life is too short for light/lite beer!  Seems I'm livin in a transitional period.
  • billt01
    billt01 Posts: 1,739
    zaphod said:
    WD40 for me on the garage springs, pulleys, and runners.
    Was informed by a garage door guy WD40 is actually is water based 

    he said engine oil was the way to go..
    Have:
     XLBGE / Stumps Baby XL / Couple of Stokers (Gen 1 and Gen 3) / Blackstone 36 / Maxey 3x5 water pan hog cooker
    Had:
    LBGE / Lang 60D / Cookshack SM150 / Stumps Stretch / Stumps Baby

    Fat Willies BBQ
    Ola, Ga

  • JohnInCarolina
    JohnInCarolina Posts: 32,864
    billt01 said:
    zaphod said:
    WD40 for me on the garage springs, pulleys, and runners.
    Was informed by a garage door guy WD40 is actually is water based 

    he said engine oil was the way to go..
    The “WD” in WD40 stands for Water Displacement.  

    Your garage guy is confused.  
    "I've made a note never to piss you two off." - Stike
  • Legume
    Legume Posts: 15,288
    WD 40 collects dirt and dust more than a lot of lubricants. I started buying garage door blaster several years ago and it seems to be the easiest. I blew a spring on a tilt up 25 years ago and that left an impression on me. Have paid attention ever since. I still don't know why it failed.
    Love you bro!
  • lousubcap
    lousubcap Posts: 34,159
    I use old fashioned 3-in-1 oil for all the garage door rolling parts and the wear/friction parts on the guide rails.  
    Louisville; Rolling smoke in the neighbourhood. # 38 for the win.  Life is too short for light/lite beer!  Seems I'm livin in a transitional period.
  • Legume said:
    WD 40 collects dirt and dust more than a lot of lubricants. I started buying garage door blaster several years ago and it seems to be the easiest. I blew a spring on a tilt up 25 years ago and that left an impression on me. Have paid attention ever since. I still don't know why it failed.
    Thanks for mentioning. Have been in this home nearly five years and haven’t yet lubed up the garage door. Just ordered the Garage Door Blaster. 
  • JohnInCarolina
    JohnInCarolina Posts: 32,864
    Legume said:
    WD 40 collects dirt and dust more than a lot of lubricants. I started buying garage door blaster several years ago and it seems to be the easiest.
    This is the way. 
    "I've made a note never to piss you two off." - Stike
  • alaskanassasin
    alaskanassasin Posts: 8,304
    I like silicone spray for indoor stuff.
    South of Columbus, Ohio.


  • Legume
    Legume Posts: 15,288
    I like silicone spray for indoor stuff.
    Me too - there are some dry lube sprays out there that I use for door hinges, heater registers, stuff like that.
    Love you bro!
  • Canugghead
    Canugghead Posts: 12,297
    edited January 2
    Legume said:
    WD 40 collects dirt and dust more than a lot of lubricants. I started buying garage door blaster several years ago and it seems to be the easiest. I blew a spring on a tilt up 25 years ago and that left an impression on me. Have paid attention ever since. I still don't know why it failed.
    Thanks for mentioning. Have been in this home nearly five years and haven’t yet lubed up the garage door. Just ordered the Garage Door Blaster. 
    Thanks @Legume, learned something new, I have been using WD40, silicone spray, lithium grease, etc.
    @GrateEggspectations Care to share where are you getting it from?

    Edit: just found this in my neck of the woods
    https://www.princessauto.com/en/garage-door-lubricant/product/PA0009009770
    @GrateEggspectations 1111 Ages Dr, Ottawa
    canuckland
  • @Canugghead

    Amazon. Delivery Saturday for about $11. 
  • zaphod
    zaphod Posts: 387
    I like silicone spray for indoor stuff.
    Jig-a-loo for all my slider windows and patio doors for the win. works like a charm with no smell.
    ~~
    Walk softly, leave a good impression.
    large BGE, vegegrilltarian
  • zaphod
    zaphod Posts: 387
    Legume said:
    WD 40 collects dirt and dust more than a lot of lubricants. I started buying garage door blaster several years ago and it seems to be the easiest. I blew a spring on a tilt up 25 years ago and that left an impression on me. Have paid attention ever since. I still don't know why it failed.
    Thanks for mentioning. Have been in this home nearly five years and haven’t yet lubed up the garage door. Just ordered the Garage Door Blaster. 
    Thanks @Legume, learned something new, I have been using WD40, silicone spray, lithium grease, etc.
    @GrateEggspectations Care to share where are you getting it from?

    Edit: just found this in my neck of the woods
    https://www.princessauto.com/en/garage-door-lubricant/product/PA0009009770
    @GrateEggspectations 1111 Ages Dr, Ottawa
    shee-at, now I have to go by Princess Auto. There's a day and a half for browsing eaten up :) 

    ( actually, thanks for the pointer, and thanks to @Legume for the tip on garage blaster over WD-40.  For a catch-all, WD-40 is great, but when a better product exists, I'm happy to try it).
    ~~
    Walk softly, leave a good impression.
    large BGE, vegegrilltarian
  • Canugghead
    Canugghead Posts: 12,297
    @zaphod Yup, it's an adult candy store, lol
    canuckland
  • JohnInCarolina
    JohnInCarolina Posts: 32,864
    @zaphod Yup, it's an adult candy store, lol
    Corporate should advertise this forum as an adult candy store, we might get more members.
    "I've made a note never to piss you two off." - Stike
  • Legume
    Legume Posts: 15,288
    Does anybody oil their bge springs? I feel
    like this thread could turn into bge "innovation" with a line of garage door and bge spring lubes
    Love you bro!
  • bubbajack
    bubbajack Posts: 1,142
    Tri Flow spray. Good Stuff!
    I drink cheap beer so I can afford good bourbon.

    Salisbury, NC...... XL,Lx3,Mx2,S, MM, Mini BGE, FireDisc x2. Blackstone 22", Offset smoker, weber kettle 22"


  • fishlessman
    fishlessman Posts: 33,569
    Legume said:
    WD 40 collects dirt and dust more than a lot of lubricants. I started buying garage door blaster several years ago and it seems to be the easiest. I blew a spring on a tilt up 25 years ago and that left an impression on me. Have paid attention ever since. I still don't know why it failed.
    On my high bay doors the spring twists and binds against itself and eventually cracks.grease oil keeps it from binding. Never stand under those big doors, they come down fast and hard when the spring goes
    fukahwee maine

    you can lead a fish to water but you can not make him drink it
  • shtgunal3
    shtgunal3 Posts: 5,895
    Most OEM’s recommend engine oil in the industrial world. The best way to apply is a spray bottle or paint paint brush.

    ___________________________________

     

     LBGE,SBGE, and a Mini makes three......Sweet home Alabama........ Stay thirsty my friends .

  • Canugghead
    Canugghead Posts: 12,297
    Legume said:
    WD 40 collects dirt and dust more than a lot of lubricants. I started buying garage door blaster several years ago and it seems to be the easiest. I blew a spring on a tilt up 25 years ago and that left an impression on me. Have paid attention ever since. I still don't know why it failed.
    On my high bay doors the spring twists and binds against itself and eventually cracks.grease oil keeps it from binding. Never stand under those big doors, they come down fast and hard when the spring goes
    Let alone stand, don't even walk under it while opening, until it comes to a full and complete stop. How do I know?
    PSA:
    This happened to me many years ago, I walked under the door while it was still opening, the dangling disconnect cord caught the hign pile of boxes under it and disengaged! The door came crashing down right behind my back, glad my coconut was not cracked :blush:
    canuckland
  • billt01
    billt01 Posts: 1,739
    shtgunal3 said:
    Most OEM’s recommend engine oil in the industrial world. The best way to apply is a spray bottle or paint paint brush.
    Huh.. ;-)
    Have:
     XLBGE / Stumps Baby XL / Couple of Stokers (Gen 1 and Gen 3) / Blackstone 36 / Maxey 3x5 water pan hog cooker
    Had:
    LBGE / Lang 60D / Cookshack SM150 / Stumps Stretch / Stumps Baby

    Fat Willies BBQ
    Ola, Ga

  • WeberWho
    WeberWho Posts: 11,303
    Rear shocks - $1.75/each
    Water Pump - $2.85

    I feel like I got ripped off paying $6.50 for reverse tail lights that were half off when comparing it to my other purchases! 


    "The pig is an amazing animal. You feed a pig an apple and it makes bacon. Let's see Michael Phelps do that" - Jim Gaffigan

    Minnesota
  • fishlessman
    fishlessman Posts: 33,569
    Legume said:
    WD 40 collects dirt and dust more than a lot of lubricants. I started buying garage door blaster several years ago and it seems to be the easiest. I blew a spring on a tilt up 25 years ago and that left an impression on me. Have paid attention ever since. I still don't know why it failed.
    On my high bay doors the spring twists and binds against itself and eventually cracks.grease oil keeps it from binding. Never stand under those big doors, they come down fast and hard when the spring goes
    Let alone stand, don't even walk under it while opening, until it comes to a full and complete stop. How do I know?
    PSA:
    This happened to me many years ago, I walked under the door while it was still opening, the dangling disconnect cord caught the hign pile of boxes under it and disengaged! The door came crashing down right behind my back, glad my coconut was not cracked :blush:
    Mines an old wooden beast, without the spring it opens with the fork truck. It needs elevator brakes
    fukahwee maine

    you can lead a fish to water but you can not make him drink it