OT - LifeLock - OT

Botch

133,000,000 of us have had our personal data (PII) compromised by a recent Experian (EDIT: it was Equifax, d'Oh!) breach, and many more of us by compromises by various financial and retail institutions (and even our employers, my AF organization has compromised my PII twice!).  I've read a few stories about folks who've tried to "freeze" their credit, and they don't make it easy for you (and now there's four credit bureaus you must contact, individually).  
Now you can hire LifeLock to notify you any time someone uses your PII and you approve/disapprove it.  I'm really unhappy that the credit bureaus have such poor security, but now another bureau will take your same information to "warn" you (the Conspiracy part of me can't help but think, "Hey, 133 million accounts, times $10/month, times 12 months/year, we gonna be RICH!")
 
Anyone here freeze your credit?  Had your identity stolen?  Hired LifeLock?  Converted your wealth to gold, sheckls, or quatloos?  I'm kinda lost at what route, if any, to take....

pgprescott

I had it stole a few years ago. Caught it in time to prevent any real issues. Scary though. I use the Discover version of life lock. Pita at times, but helps me sleep better.  

SemolinaPilchard

I have never had a problem. I have had LifeLock for many years now. When I was on the phone switching over to Directv, LifeLock texted me to tell someone was running a credit check on me. 
I know someone that did have problems. It was a major pain, and took a long time to get it straight. 

Cookbook_Chip

SemolinaPilchard said:

I have never had a problem. I have had LifeLock for many years now. When I was on the phone switching over to Directv, LifeLock texted me to tell someone was running a credit check on me. 
I know someone that did have problems. It was a major pain, and took a long time to get it straight. 

Is this with the $9.95 a month version or some upgrade needed?

GrateEggspectations

I would contend that Lifelock is not as great as some might believe. Numerous FTC violations (and resulting fines) as well as their CEO being hit with 13 counts of ID theft after publicizing his social security number as part of an advertising campaign espousing services purported to protect against such risks. 

SemolinaPilchard

@Cookbook_Chip I have the basic package, $99 per year

lkapigian

I tried giving my identity away on Craigslist , no takers .....*sigh*

SoCalTim

I actually read an article in the LA Times that said NOT to purchase Lifelock as it is actually Equifax in sheep's clothing. Lifelock actually uses the SAME system that a person would use if you went directly thru Equifax.

http://www.latimes.com/business/hiltzik/la-fi-hiltzik-lifelock-equifax-20170918-story.html

nolaegghead

So what, a hundred million plus identities get stolen. Deal with it. 

We have bigger problems, like how will the corporations make more money with so much government regulation with the likes of Elizabeth Warren's Consumer Financial Protection Bureau.

#MAGA

bucky925

I got hacked a few months ago for over 2K.  We have life lock.  It was a hassle but all the $ was taken off our debit card. Not by LL but our bank.