OT: Retractable awning

caliking

Photo Egg said:

caliking said:

@Cjtamu & @Photo Egg I just checked with GEICO, and confirmed that installing a retractable awning does not impact the policy itself. If installed, I have the option of increasing the replacement value (of the house) by $9K. But premiums, etc would not be affected. 

For us, it was not our standard home insurance policy that was in jeopardy, it was just the Wind Storm Policy.

Both homeowners and wind storm policies are with GEICO, although the wind storm policy is technically underwritten by another company. I checked with reference to each policy, and installation of an awning doesn't affect either of them. 

caliking

Webass said:

We bought a Sunsetter 15 years ago for our uncovered deck.  About 5 years later my wife wanted it screened so we had the roof extended, singled, electrical for fan/light and screened.  Built out a new open deck for furniture and BGE/grills setup.  I took the Sunsetter and put it over a walkout single garage on the back of the house where I keep my lawn tractor, golf cart and tools.  It's been there for over 10 years.

I installed the awning at both locations myself needing a second person only to help me lift it into the brackets.  A strong recommendation would be to spend the extra for the motorized model.  I can't imagine having to hand crank it in and out every time.  I've had no problems with the motor, but confident I could get a replacement from Sunsetter if I need it.        

That's good to hear. Sunsetter seems to be the crowd favorite by a long shot. I'll probably get the motorized version.  

Cjtamu

caliking said:

Photo Egg said:

caliking said:

@Cjtamu & @Photo Egg I just checked with GEICO, and confirmed that installing a retractable awning does not impact the policy itself. If installed, I have the option of increasing the replacement value (of the house) by $9K. But premiums, etc would not be affected. 

For us, it was not our standard home insurance policy that was in jeopardy, it was just the Wind Storm Policy.

Both homeowners and wind storm policies are with GEICO, although the wind storm policy is technically underwritten by another company. I checked with reference to each policy, and installation of an awning doesn't affect either of them. 

Yeah, was more the pergola I was thinking of. I believe the retractable awnings sit in brackets and are removable for the next big himmicane, so it's okay. I'm only about 30 miles from the coast so our rules are probably a little different. I actually have to have plywood shutters that we can install over the windows, which isn't required closer to Houston. Let us know what you end up with.