Warranty Question

It is a warranty, not insurance.

The unit is guaranteed to be free of defect and will not break under normal intended use.

If you drop it? Why are you picking it up?

From State Farms website: "Loss due to Hurricane or Wind and Hail is covered by our basic Homeowners, Condo Unitowners, and Rental Dwelling policies. Coverage can be affected by use of policy endorsements." Bottom line is read your policy to make sure and if you still can't tell, contact your agent. In most cases though once you've paid the deductible you could probably buy a new egg for the same amount.

it is not covered if you drop it or it falls over when you are moving it. if the dome falls off after you bought it and the dealer assembled, I would talk with the dealer. If you assembled BGE and the dome fell off, no it is not covered.

Larry

The lifetime warranty was created to ease the minds of people that had owned older kamado type cookers.
The fire clay in all old ones and some new competitors is not able to handle high heat or rapid temperature changes. The BGE is the only one that can really handle that. WARRANTIED!

You would end up paying much more over time by filing a claim on a grill than the cost of just replacing it out of pocket....unless the broken grill was part of a much larger loss. That is if you were even renewed by your carrier after such a claim.