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I live in Texas and have bought HO insurance for over 20 years on five different residences and two weekenders. And I never said it wasn't "sketchy," I said that him filing a claim doesn't necessarily mean his rates go up. Sometimes you file a claim and your rates remain intact. Sometimes something happens around you (in your county or your part of the state) and you don't have a claim at all yourself and yet your rates skyrocket. If he has other damage and filing a claim is in his best interest to replace what he lost, he should do it.NPHuskerFL said:Not sure what area of the country you live in. But, living coastal or for that matter anywhere in FL homeowners insurance can be sketchy (some folks can't even find insurance ---FACT---)and a claim can really hurt. Ya, that's what it's there for but, if after the deductible is paid you're only a few hundred ahead I would likely just suck it up. Either way it blows chunks!Anything else damaged in the event? Roof, fence? And just because you file a claim doesn't mean you will see an increase in rates.
Great price for sure. Let us know how you like it.
Who said anything about AM radio? Can't one believe that Carter was a shitty leader and president....which incidentally is pretty much accepted as fact even among the most ardent leftists....without being accused of being a follower and not thinking for themselves? Sounds like the ideological blueprint lies somewhere else. Doesn't mean he's not a solid dude and does many good things for his fellow man. But as a president? Not so much......nolaegghead said:Fred, O how I envy you. All your political wisdom derived from the voices you worship on the AM radio shaping you like a perfect slab of bedrock. I don't have it nearly as easy as you, as I can't bring myself into accepting any ideological blueprint that makes me override history, facts or science. Kudos brother.