A few months ago TransUnion, one of the big credit ranking companies, settled a class action suit relating to their sale of personal information to marketing firms. The settlement provides that anyone who has gotten certain kinds of credit, including credit cards, during the last 20 years will have the opportunity to opt-in to the terms. The class probably includes most adult Americans since most of us have done something in that regard.
The settlement terms provide that members of the class will receive various levels of credit monitoring and/or monetary payment (don't count on that happening!). The monitoring includes access to your TransUnion credit rating, notification of others requesting your data, etc. The Washington Post personal finance columnist (Michelle Singletary) advises that we all consider this settlement to our advantage.
Today is the last day to register as a member of the class.